Summer Vacation with Family in 2022

Summer Vacation

Summer vacations are times for the enjoyment and happiness of the whole family. Children look forward to it after their stressful year-end examinations. Summer vacations give them ample opportunities to indulge in adventures, visit grandparents and relatives, and go on tours to unknown places. For parents, it is a unique opportunity to head off to destinations in India or abroad and get some quality relaxation and leisure with family members. With the ease of COVID-19 lockdown restrictions, families have the best chance to enjoy a wholesome travel experience during this summer. India has hill stations, beaches, eco-tourism resorts, backwaters, lake resorts, wildlife resorts, and several other options available for families to get away from the scorching summer heat.

And with the appeal of these options, there comes a price. Considering the current inflationary trends, tour packages may appear to be more expensive than before. However, with the availability of personal loan, financing a summer vacation is no longer a tough hurdle.

Some of the ideal destinations that can be considered for family vacation trips include Nainital and Bhimtal in Uttarakhand, Shimla and Manali in Himachal Pradesh, Leh and Ladakh in Kashmir, Ooty and Kodaikanal in Tamilnadu, Darjeeling and Kalimpong in West Bengal, Gangtok and Shillong in the Northeast, Munnar and Thekkady in Kerala, Srinagar and Gulmarg in Kashmir, and Mahabaleshwar and Panchgani in Maharashtra. Most resorts, hotels, and cottages in India and abroad have collaborated with financial institutions to provide personal loans to discerning travellers.

Many international destinations, such as Thailand, Maldives, Malaysia, Australia, Switzerland, Dubai, Singapore, are also beckoning visitors from India. International travel opens up opportunities for family members to unveil and observe the culture, customs, traditions, society, lifestyle, history, and historical monuments of many nations that present us with new perspectives and knowledge that cannot be received from books or television programmes. Such experiences will be holistic and wholesome for everyone.

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Financing

Personal loans are an easy way of financing travels within India and abroad. There are many advantages of availing personal loans as no collateral is required, unlike all other types of loans. Personal loans don’t have a tough eligibility criteria and are usually given for tenures up to six years with easy repayment options. Now, they are given for a maximum amount of Rs 35 lakhs, which can even be applied for online. Typically, the processing time for such loans is faster compared to other types of loans as it is given based on income. To know the eligibility for a personal loan, visiting a bank or financial institution is no longer required. Instead, there are easy-to-use Personal Loan EMI Calculators!

Using this calculator, you just need to enter the loan amount and tenure to know the rate of interest on the personal loan as well as the equated monthly instalments. This makes it easier to budget your expenses and finances before deciding on a destination to travel to. The interest rate of the personal loan may vary based on the income of the individual and institution that offers the loan. If you choose to repay the loan before the end of the tenure, there are also personal loan pre-payment calculators to know the total amount spent on financing the journey.

It is always good to plan summer vacations in advance to avail bookings in your destination of choice, as well as get the air tickets and visa in the case of international travel. Travel offers unlimited advantages not only in terms of the experiences and knowledge of new places but also in establishing contact with people and expanding your view of the world. If you are looking for personal loans to finance your summer vacation tours, here is a guide to help you.

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